DSCR Loan Financing for Real Estate Investors
Invest Smarter. Scale Faster. Fund with Confidence.
We specialize in DSCR (Debt Service Coverage Ratio) loan solutions designed specifically for real estate investors. Our programs focus on the strength of the property and the deal, not personal income, making it easier for investors to grow rental portfolios, complete fix-and-flip projects, and transition from contractor to investor.
Whether you’re purchasing, refinancing, or expanding your portfolio, we provide flexible, asset-based funding to help you move quickly and capitalize on opportunities.
What Is a DSCR Loan?
A DSCR loan is an investor-focused financing option that qualifies borrowers based on a property’s cash flow rather than personal tax returns or W-2 income.
Instead of traditional income verification, DSCR loans evaluate whether the rental income from the property can cover the monthly debt obligation.
In simple terms: if the deal makes sense, the financing can too.
Who We Help
We work with a wide range of real estate investors nationwide, including:
- Buy-and-hold rental investors
- Short-term and long-term rental owners
- Fix-and-flip investors
- Contractors ready to become both the builder and the investor
- First-time and seasoned real estate investors
- LLCs, corporations, and individual investors
Whether you’re purchasing your first investment property or scaling a large portfolio, our DSCR programs are built to support your growth.
DSCR Loan Benefits
Our DSCR loan programs offer advantages traditional lenders often can’t:
- No personal income verification
- No W-2s or tax returns required
- Loans based on property cash flow
- Available for LLCs and business entities
- Faster closings than conventional financing
- Flexible loan terms for investors
These loans are ideal for investors who want to focus on deal quality, not paperwork.
Eligible Property Types
DSCR financing is available for a variety of residential investment properties, including:
- Single-family rentals (SFR)
- Duplexes, triplexes, and fourplexes
- Short-term rental properties (Airbnb/VRBO)
- Long-term rental properties
- Fix-and-flip projects (program dependent)
If the property generates income—or has the potential to—there’s a strong chance it qualifies.
How the DSCR Process Works
- Submit Your Deal
Share basic property details and your investment goals. - Deal Review
We analyze the property’s income potential and DSCR ratio. - Loan Options Presented
You receive financing options tailored to your strategy. - Approval & Closing
Move quickly toward closing with a streamlined process.
Our goal is to make funding straightforward, transparent, and investor-friendly.
Fix & Flip and Contractor Investors
We proudly support contractors and builders who want to become investors themselves.
If you’re already improving properties, DSCR and investor-focused lending can help you:
- Fund acquisition and rehab projects
- Retain properties as long-term rentals
- Build generational wealth through real estate ownership
- Control both construction and investment returns
You bring the expertise — we help bring the capital.
Why Choose Us
We understand real estate investing because we work with investors every day. Our approach is built on:
- Investor-first financing solutions
- Fast, responsive communication
- Deal-driven approvals
- Access to multiple funding options
- Nationwide lending capabilities
We don’t believe in one-size-fits-all loans. Every deal is reviewed with strategy, scalability, and long-term success in mind.
Ready to Fund Your Next Deal?
If you’re serious about scaling your real estate investments, DSCR financing may be the solution you’ve been looking for.
Submit your deal today and find out how quickly you can move forward.
Your next investment opportunity shouldn’t wait — and neither should your funding.