OUR SERVICES

Investor-Focused Real Estate Financing Solutions

At US Patriot Capital, we provide a full range of real estate financing solutions designed specifically for real estate investors. Our programs focus on the strength of the deal and the income potential of the property — not just personal income or traditional credit requirements.

Whether you are purchasing, refinancing, or scaling your portfolio, we offer flexible funding options to support your investment strategy.

DSCR Rental Property Loans

Our DSCR (Debt Service Coverage Ratio) loan programs are ideal for investors who want financing based on property cash flow rather than personal income.

Key Features:

Qualification based on rental income
No W-2s or tax returns required
Available for LLCs and business entities
Ideal for long-term and short-term rentals
Purchase and refinance options available
Competitive terms for investor properties

DSCR loans allow investors to scale portfolios efficiently while keeping personal finances separate from business investments.

Private Money Lending

We provide fast, asset-based private money loans for real estate investors who need speed and flexibility.

Ideal for:

Fix-and-flip projects
Short-term acquisitions
Bridge financing
Time-sensitive opportunities

Private money lending focuses on the value of the property and the deal structure rather than traditional lending guidelines.

Joint Venture Funding Solutions

Our joint venture programs allow investors to partner with capital sources to complete deals they may not be able to fund on their own.

Benefits include:

Shared risk and reward
Access to larger projects
Strategic investment partnerships
Support for both new and experienced investors

This option is ideal for investors seeking to grow faster while minimizing upfront capital requirements.

Fix and Flip Loans

US Patriot Capital offers financing solutions specifically for fix-and-flip investors.

Program Highlights:

Purchase and rehab financing
Fast closings
Flexible terms
Designed for short-term investment strategies
Funding based on property value and after-repair value (ARV)

We help you move quickly from acquisition to renovation to resale.

Bridge Loans

Bridge loans provide short-term financing to help investors transition between properties or funding sources.

Common uses include:

Purchasing before selling another property
Renovation projects
Time-sensitive deals
Refinancing into long-term DSCR loans

Bridge loans help maintain momentum in your investment pipeline.

Commercial & Jumbo Loans

We offer financing for larger-scale and higher-value investment properties.

Available for:

Multifamily properties
Mixed-use buildings
Commercial real estate
High-value residential investments

Our commercial and jumbo loan options are designed to support complex investment projects.

Ground-Up Construction Loans

For investors and developers building from the ground up, we provide structured construction financing.

Includes:

Acquisition and construction funding
Draw-based disbursements
Flexible project timelines
Support for investor-builders and contractors

Ideal for builders transitioning into real estate investing.

Investor Tools & Resources

To support your success beyond funding, we provide valuable investor resources:

Proof of Funds Letters
Collateral DNA Reports
Debt Stack Reports
Nationwide Off-Market Property Leads
Deal analysis and strategy guidance

These tools give investors a competitive advantage in sourcing and closing profitable deals.

Why Investors Choose US Patriot Capital

Investor-focused lending solutions
DSCR-based approvals
Flexible qualification guidelines
Nationwide lending network
Fast and efficient closings
Transparent and ethical practices

We don’t just fund deals — we help investors build long-term wealth through smart financing strategies.

Ready to Get Started?

Whether you’re funding your first investment property or scaling a large portfolio, US Patriot Capital is ready to help.

Submit your deal today and take the next step toward your investment goals.